Our servers collect standard non-identifying information about visits to the site, such as date and time visited, IP address (which is a numerical identifier for your computer while it is accessing the internet), city, state and country.  This information is used to compile standard statistics on site usage.

If you have provided personal identifying information via e-mail (such as name and address), the information will only be used to communicate with you to handle your request.  It is not sold or transferred to other parties.

Soy Capital Bank and Trust Company is committed to protecting your privacy.

Concerns about this site should be directed to:

Gretchen Murphy, Senior Vice President
Soy Capital Bank
1501 E. Eldorado Street
Decatur, Illinois 62521
Phone: 217-428-7781
soybank@soybank.com

Please Note: If you are sending electronic mail to Soy Capital Bank And Trust Company, we want to remind you that email is not necessarily secure against interception. If your information is very sensitive, or includes personal or confidential information--such as your bank account, charge card, or social security number--you may want to send it by postal mail to one of the addresses listed on this Web site.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

The Soy Capital Bank and Trust Company, Soy Capital Ag Services, Raymond James Financial Services, & J.L. Hubbard Insurance and Bonds believe that information personal to you should be respected and protected. For this reason, we are committed to protecting your personal information and using it only as appropriate to provide you with the best possible service, products and opportunities. This privacy notice describes our information practices and policies. It applies to our relationship with you if you are an individual who inquires about or obtains products or services from us for personal, family, or household purposes or who have a continuing relationship with any of the Soy Capital Companies Financial Family by purchasing or holding financial products or services.

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply as “other party”.

THE INFORMATION WE COLLECT
The type of information that we collect depends on the product or service requested, but may include information about you from a variety of sources, such as:
· Information you provide to us on applications, transactions, or forms, such as your income and accounts with others;
· Information we receive from an outside company, such as a credit bureau, regarding your credit history or employment status; or
· Information about your transactions or experiences with our bank and affiliates such as name, address, account balance, and credit card usage, motor vehicle reports, inspections or your property, claims history or claims resolutions.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

YOUR INFORMATION WITH OTHER PARTIES

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.

AUTHORIZED SHARING

We share Information within the Soy Capital Companies Family so that our affiliates can work together to meet your financial needs. We may disclose all of the information we collect, as described above, with our affiliated banks and companies including financial services providers such as mortgage bankers, insurance agents, securities brokers dealers, and farm managers.
By law, information that helps us identify you or is derived from your transactions and experiences with us may be shared within the Soy Capital Companies family.

AUTHORIZED SHARING - OUTSIDE MARKETING SERVICES

We may disclose the following Information to companies that perform marketing services on our behalf:
· Information you give us on an application or other form such as:
· Name
· Address
We disclose the information listed above with companies that perform marketing services on our behalf. We may also disclose information about you to other outside marketing services as permitted by law. Here are the types of businesses with whom we may disclose information for outside marketing purposes:
· Service providers that perform marketing services for us such as direct sales companies
We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services.